Maximizing Your Membership

How Savings Programs Deliver Real Value

No one enjoys spending more than they need to on everyday goods and services. If you wait for a good deal before making a purchase, you’re not alone. According to McKinsey & Company’s State of the Consumer 2025 report, more than half of respondents reported looking for deals on every purchase made.

But what if you had unmatched access to a savings program full of discounts and deals, right at your fingertips? Thanks to your association membership, finding the right savings on your next purchase is easier than ever.

If you don’t take advantage of this program, you’re overlooking an opportunity to unlock significant value from your association membership. Continue reading to discover the benefits of your association’s savings program and how to make the most of it.

The Hidden ROI of Membership

Did you know your program savings can help offset — or even exceed — the cost of your annual membership dues? For example, Gallagher Affinity is proud to partner with UPS, a global leader in logistics, to deliver discounts on shipping services. According to our analysis, if your association offers the UPS Savings Program, you can save an average of $1,422 annually.

These benefits can help protect your household’s finances year-round, especially in tough economic times.

Why Membership Matters More During Economic Downturns

During hard times, individuals, families and small businesses must make difficult decisions to protect their finances. Individuals and families might limit unnecessary spending, cutting luxuries in favor of necessities. Small businesses, meanwhile, might be forced to put off necessary upgrades and expansions until market conditions improve.

Despite the pinch of economic downturns, there are still goods and services you can’t do without. Savings programs help families and business owners alike by reducing discretionary and operational costs, so you can still get what you need without breaking the bank. According to Business Insider, loyalty programs provide price-conscious consumers opportunities to spend more comfortably during times of economic uncertainty.

Ensuring Your Savings Every Day

Now that you understand how savings programs deliver real value, let’s make sure you’re poised to access these benefits. Here’s a simple checklist to get you started:

• Bookmark your savings portal URL
• Download apps for programs that offer them
• Activate or create accounts
• Enroll in loyalty programs to unlock deeper discounts

Leveraging Your Membership

Your association membership is a great tool to improve your life. Not only can it connect you with like-minded individuals or professionals, but it can also give you access to comprehensive resources designed to enhance your life. Remember, the deals available through your membership can help offset the cost of your membership, plus net you other discounts to help you meet your financial goals.

Explore your association’s savings portal regularly as a valuable resource for smarter spending — you never know what new opportunities await you.